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Welcome > For Buyers > Latest Listings ...

Find Out About the Latest Broward and Miami-Dade County Homes for Sale Before Anyone Else!

I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Broward and Miami-Dade area MLS, and even later on the national listings web sites, if at all.

By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online. You'll find out first, before other Broward and Miami-Dade buyers.

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What makes the structure of the Hoover Dam unusual?
A	The Hoover Dam was built to last 2,000 years, and is constructed of concrete that will not be fully cured for another 500 years.
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Pat Decillis, REALTOR®, real estate agent and broker for Weston, Pembroke Pines and Fort Lauderdale, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Decillis
Keller Williams Properties
1625 North Commerce Parkway
Suite 105
Weston, FL 33326
Direct: 954-306-4427
Office: 954-306-4431
Fax: 954-306-4424
Email: pat@patdecillis.com
Pat brings over 28 years of real estate experience to the team. Starting her career in Broward County, Pat has helped build our Community. Raising two children, Dean and Dianne, Pat has been active in local schools, sports clubs and community leadership programs. Pat has been a licensed real estate agent since 1980 and a licensed broker since 1988. Pat has consistently been an office leader, winning numerous awards and staying in the top 1% of all realtors in the U.S. She has also achieved the prestigious RE/MAX 100% Club, Platinum Club and Hall of Fame Memberships. Her biggest asset is her strong negotiating skills, which has enabled her to get the highest price and best terms for her clients.

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