All agents are NOT alike! Find out why I am a top real estate expert. Call me: 954-306-4427.

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

"Professionalism"
"Pat made what could have been a chore a very enjoyable experience."
George
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Pat Decillis is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Weston, Pembroke Pines and Fort Lauderdale >

Alex Bordes, Professional Loan Consultant
Southcoast Guaranteed Morgage - (954) 536-2425
Find Out More >
View All Affiliates >

Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

The Best Mortgage Calculators On the Web!

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it!

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules.

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more.

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you...

Monthly Payments & Schedule

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support

Definitions

Mortgage amount: Original or expected balance for your mortgage.
Interest rate: Annual interest rate for this mortgage.
Term in years: The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Monthly payment: Monthly principal and interest payment (PI).
Total payments: Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total interest: Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
Prepayment type: The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.
Prepayment amount: Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
Start with payment: This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.
Savings: Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

School Reports in Weston, Pembroke Pines and Fort Lauderdale, Florida

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Weston, Pembroke Pines and Fort Lauderdale

Tax Considerations >Your Tax Free Profits

Significant tax reform legislation was signed into law with the Taxpayer Relief Act of 1997. This legislation replaced both the one-time $125,000 tax-free exclusion for homeowners aged 55 and older, and the "rollover" deferment of capital gains tax requiring the purchase of a replacement home of higher or equal cost within two years of the sale of your principal residence.

With this change, a married couple filing their taxes jointly pays capital gains taxes only on that portion of home sales profits that exceeds $500,000. Single taxpayers, heads of households, and married persons filing separately may exclude up to $250,000. The exclusion is available for all sales of homes that occurred on or after May 6, 1997. Homeowners can use this tax-free provision every two years.

You are allowed to keep these tax-free profits only if you have owned and used the home as your principal residence for two out of the five years prior to the sale of the property. Although the regulations do not require continuous occupancy, the IRS specifies that your principal residence must be the home you use for the majority of time during the year. Consult your tax advisor about your personal circumstance.

	See All Tips In The "Tax Considerations" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Where is the world's largest stained glass window?
A	The American Airlines terminal at the Kennedy International Airport in New York City has a stained-glass window that is 300 feet long and 23 feet high.
See More Real Estate Trivia >

Pat Decillis, REALTOR®, real estate agent and broker for Weston, Pembroke Pines and Fort Lauderdale, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Decillis
Keller Williams Properties
1625 North Commerce Parkway
Suite 105
Weston, FL 33326
Direct: 954-306-4427
Office: 954-306-4431
Fax: 954-306-4424
Email: pat@patdecillis.com
Pat brings over 28 years of real estate experience to the team. Starting her career in Broward County, Pat has helped build our Community. Raising two children, Dean and Dianne, Pat has been active in local schools, sports clubs and community leadership programs. Pat has been a licensed real estate agent since 1980 and a licensed broker since 1988. Pat has consistently been an office leader, winning numerous awards and staying in the top 1% of all realtors in the U.S. She has also achieved the prestigious RE/MAX 100% Club, Platinum Club and Hall of Fame Memberships. Her biggest asset is her strong negotiating skills, which has enabled her to get the highest price and best terms for her clients.

www.PatDecillis.com is brought to you by Pat Decillis
NUMBER1EXPERT™ in real estate for Weston, Pembroke Pines and Fort Lauderdale, Florida

Read Pat Decillis' Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge